Strong earnings and accelerating real estate lending drove a rebound in Q2 2026 performance, but slower deposit growth and rising delinquencies signal that liquidity and credit risk management remain key strategic priorities. In our latest report, Credit Union Performance Trends: Q2 FY 2026 – Data Appendix, Forvis Mazars explores National Credit Union Administration (NCUA) call report data (Form 5300 filers) to assist credit union industry executives in identifying significant financial trends that have developed in recent years.
Key Findings From Q2 FY 2026 Credit Union Performance Data
- Loan growth reaccelerated meaningfully and outpaced share growth.
- Profitability improved as margin expansion resumed.
- Credit quality trends remain mixed and warrant monitoring.
- Capital remains a strategic strength despite balance-sheet growth.
In addition, we provide our analysis of these trends designed to help credit union institutions navigate the current economic landscape and maintain robust financial health.
“The latest results reinforce that sustainable performance is driven by balance, not speed. Credit unions that thoughtfully manage growth, margin, asset quality, and capital are better prepared to navigate changing economic conditions while advancing their mission.”
Chad Garber
National Credit Union Industry Leader
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In addition, we’re pleased to offer you a complimentary, customized report featuring your credit union’s unique performance metrics—allowing you to see how you stack up against credit unions of similar size.
Download your complimentary copy of the full report today to help you better understand recent performance trends, the potential effects they may have on your credit union, access valuable asset size-specific benchmarking data, and see how you can receive your own personalized benchmarking report!