Staying on top of recent market and lending trends is crucial for financial industry leaders in today’s environment. This report draws on aggregated FDIC Call Report data to provide a snapshot of financial performance across the industry. By analyzing key trends, we highlight the signals that matter most for decision makers navigating an increasingly dynamic regulatory and economic environment.
This report provides asset size-specific benchmarking data for Q1 FY 2026, helping financial institutions compare performance against similarly sized peers. Whether your organization has less than $500 million in assets or more than $10 billion, this appendix-only report delivers scaled insights into credit risk, regulatory pressures, commercial real estate trends, rising delinquencies, problem loans, loan concentrations, and pricing strategies.
Q1 FY 2026 Lending, Deposit, & Profitability Findings
- Loan growth moderated in Q1 2026, with annualized growth of 6.4%, down from 8.1% in Q4 2025 but above the 5.8% average for full-year 2025.
- Deposit growth accelerated to an annualized 9.4% in Q1 2026, compared to 6.6% in Q4 2025 and 4.5% for full-year 2025.
- Net interest margins narrowed slightly, as loan yields declined more than funding costs.
- And more!
Stay Ahead of the Curve With Peer Benchmarking Data
Forvis Mazars understands that banking professionals need access to relevant peer data to help assess institutional performance. While this quarter’s report includes the data appendix only, stay tuned for a detailed analysis for deeper perspectives on these metrics in our upcoming Q2 FY 2026 report. In the meantime, download your complimentary copy of this appendix-only report today to better recognize recent lending trends and the potential effects they may have on your institution.