Credit Quality & Red Flags for Deteriorating Loans
July 29, 2026Credit unions often recognize loan problems too late because early warning signs are subtle, fragmented, or misunderstood, leading to reactive rather than proactive credit risk management. Join us for an informative presentation as we provide a practical overview of current credit quality and how to identify early warning signs of deterioration within a loan portfolio. We’ll explore the indicators that signal emerging borrower distress, structural weaknesses, or declining repayment capacity. In addition, we’ll discuss how to recognize behavioral, financial, and collateral‑related red flags, interpret financial trends that may forecast future problems, and apply sound credit risk principles to help strengthen portfolio oversight.
Learning Objectives
Upon completion of this program, participants should be able to:
- Describe how to assess credit quality using key financial, operational, and structural indicators.
- Recognize early red flags that signal potential loan deterioration.
- Apply practical techniques for monitoring borrower performance.
- Employ effective credit risk judgment to help identify and address potential emerging loan issues.
CPE Information
1.00 CPE Credit(s) (pending approval)
One CPE credit (pending approval) in the Specialized Knowledge field of study may be awarded upon verification of participant attendance, during live broadcast.
Who’s This For
Credit managers, internal audit, and lending department personnel.
Prerequisites
None
Delivery Method
Group internet-based. Each attendee must be logged in and answer the poll questions to receive CPE credit.
Refund Policy
There is no fee associated with this event.
Program Level
Overview
Recommended Field of Study
Specialized Knowledge
Advanced Preparation
None
If you have concerns or would like information regarding program cancellation policies or CPE credit, contact us at [email protected].
Forvis Mazars, LLP is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.