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FINREG Focus: January 19, 2026

Essential insights on the latest U.S. financial regulatory developments.

The Forvis Mazars U.S. Financial Services Regulatory Center delivers current, actionable insights to help financial institutions navigate the complex regulatory environment. Our regularly published FinReg Focus rounds up the latest activity across federal agencies, emerging legislative developments, and key compliance deadlines.

The Latest Key Highlights:

  • House Committee on Financial Services and Subcommittee on Financial Institutions released the Main Street Capital Access Act.
  • The Office of the Comptroller of the Currency (OCC) proposes an update to its chartering rule.
  • Financial Industry Regulatory Authority (FINRA) filing proposes replacing day‑trading margin requirements with modern intraday margin standards.
  • National Credit Union Administration’s (NCUA) latest Deregulation Project proposal streamlines credit union oversight.
  • Consumer Financial Protection Bureau (CFPB) and the U.S. Department of Justice (DOJ) withdraw 2023 Equal Credit Opportunity Act (ECOA) guidance on noncitizen borrowers.
  • Congress continues to shape the CLARITY Act as a comprehensive framework for digital asset oversight and innovation.

Stay Informed

Access the full FinReg Focus and make sure your teams have the clarity to help them make confident decisions in a dynamic environment.

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How Forvis Mazars Can Help

In the heavily regulated banking industry, leaders face more challenges than ever, from striving to meet shareholder and regulatory expectations to pursuing digital innovation. Forvis Mazars can help your financial institution tackle issues inherent to the industry, including market growth, internal control threats, industry consolidation, and compliance. We have the skills and experience in financial services that you can trust, combining a focus on Unmatched Client Experience® with the resources of a global firm. Serving you is our passion and privilege.

If you have any questions or need assistance, please reach out to a professional at Forvis Mazars.

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